As we enter another spring season, many borrowers are reviewing their options when it comes to finance. We all know that interest rates are a major factor in the decision making process at the moment. Understanding your current financial position as well as preparing for the long term goals should be your starting point. The major difference between dealing with a Bank or a Mortgage Broker is the Legal obligation, The Mortgage Broker has to provide you with the best options available that suits your personal needs.
It's like going to the Car Dealership and looking for the car that suits you best, you would spend a lot time searching the internet and visiting many different dealerships to find the right car. Similar to a Mortgage Broker, we discuss your financial position and find out what your short and long term goals are. Then we do the research for you, reviewing over 40 different lenders policies, rates and fees to find the right fit for you. Of course in most cases this comes free of charge.
We will work through and explain every process step by step for the life of your loan, this is to give you a good understanding of what you need to do. We hold your hand right through the loan process from the initial loan application to purchase requirements and then settlement. We also continue to review your loan structure to make sure it is still the right choice for you and make sure you continue to receive the best interest rate available.
This is the reason why many people are now choosing to work with a Mortgage Broker instead of just walking into 1 bank and receiving information about 1 lender. The choice is simple, make the most of your options and work with a Mortgage Broker.
Licenced and regulated by ASIC / AFCA
To find out more please feel free to contact Maria McCloskey - maria@corporatefm.com.au or 0402 526 626
I hope this information gives you an understanding of what is available to you.