In my role I often hear about the barriers that people encounter when it comes to building their nest egg, and one of the most common hurdles is debt, or more specifically, how to service their debt in a way that is manageable and at the same time efficient. Credit card bills. Car loan repayments. Home loan repayments. Add them together and they can really eat into your cashflow. That means less money to spend on you and your family, and ultimately less money to save or inves
Over the 28 days ending 3 April 2016, total advertised housing stock levels were -4.2% lower on a national basis relative to last year, with the total volume of newly advertised listings being added to the market were -2.2% lower than a year ago. On the other hand, across the nation’s capital city markets, total stock available is currently 1.3% higher than one year ago, while new listings are tracking relatively steady, just -0.2% lower year on year. Despite the total levels
So you want to build a Global Business from your armchair…
Here are 3 “Ziggy Tips!“ 1. DO NOT think international
3. Create WEALTH The global marketplace is a rich tapestry of opportunities that benefit anyone who dares. Going global is no longer going international. The market entry strategy is different
– the customer value proposition is different
– the shareholder value disposition is different
– We must INVEST, not in the traditional sense but in someth
Content from Core Logic 05 April 2016 Each quarter the Reserve Bank (RBA) releases its selected ratios of household finances. The latest data for December 2015 shows the ratio of household and housing debt to disposable income has continued to climb. The latest ratios of household finances highlight that the ratio of debt to disposable income is at a record high however, the value of household assets is also at a record high level. Meanwhile with record low interest rates, th
The Commonwealth Bank has followed in the footsteps of Westpac in announcing that interest rates will rise on some of its home loans for both investors and owner-occupiers.
Commonwealth Bank yesterday announced that it will increase the standard variable interest rate for home owners and investors by 0.15%.
The increase means that from 20 November, owner-occupiers will face a standard variable interest rate of 5.60% per annum, while investors with a standard variable r
If you're looking to get a mortgage but you fall into the "non-conforming borrower" category, what can you do to give yourself the best chance of being approved? Before the GFC , it was relatively easy to get a home loan in Australia. In fact, most borrowers could access up to 95% or even 100-105% of the value of the home they were buying, without too much hassle. Then the credit crunch hit, and Aussie banks and lenders went into damage control by restricting their lending cr
Bluestone is always looking for ways to help you, help your clients. This is why we have re-launched our 'Business Easy' loan which is designed for self employed borrowers, companies and trusts, who have been trading for less than 12 months with an ABN registered for a minimum of 3 months.
We understand it can be difficult for small business owners to get finance approved. Bluestone can help by assisting them in securing a loan that can help fund their business and help th