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Negotiate a Better Home loan rate

Writer's picture: mccloskeymariamccloskeymaria

Data from The Herald Sun - Wed Jan 8, 2020



Many customers are currently paying much higher interest rates due to not reviewing their home loan interest rates. In most cases it's just a matter of calling your bank and requesting a reduction of the rate.

The Reserve bank of Australia has slashed the cash rate three times last year and more reductions are strongly tipped this year.


Banks are never going to call you to tell you that your rate isn't competitive so it's important that you check your loan on a regular basis and negotiate a lower rate or refinance to another lender.


If you find that you are time poor or just don't know how to deal with the bank, A mortgage broker is always your best option. They can review your current position and also recommend other lenders with better rates and fees to suit your needs. They also can manage the whole process for your from the initial negotiation to loan application and settlement.


Please take the time and consider your financial position as it could save you thousands of dollars over the term of your loan.


Should you wish to discuss you position please don't hesitate to contact our office. All consultations are confidential and you are under no obligation to proceed if you are not satisfied with the information provided.


Maria McCloskey

Corporate Financial Consulting Services

0402 526 626

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